Insurance & Tips

The need for affordable individual health insurance is becoming more prevalent because of the rising numbers of self-employed. Entrepreneurs are changing the landscape. Home-based businesses are growing at a phenomenal pace. The enormous growth of small business has generated a greater demand for individual health insurance. This is a first time experience for many of these new start-ups. Group health insurance is provided by the employer. The employee that is enrolled in the company group health...

Whether you are seeking health insurance through your employer or on your own you will be offered a variety of plans. In order to make the proper decision about which plan is right for you it is important to know the basic characteristics of the most popular types of health insurance. After this it is wise to get many quotes on health insurance and compare them. This is a free way to compare plans and prices. Fee for service For many years the fee for service plan was very popular and widely used...

Medical treatment – both health and dental – is extremely expensive and the best possible option in the given scenario is to buy both health and dental insurance. Compare the two and you will find that dental insurance is more affordable and cheaper than health insurance. This is because dental insurance is designed to provide preventive care and this, by and large, eliminates chances of major problems. Unlike health insurance, whereby plans need to cover expensive tests, multiple treatments,...

Travel insurance protects holiday expenses against adverse events such as cancellation and interruption and also reimburses medical expenses, the loss or damage of property and transit delays. Many millions of travellers and holiday makers purchase some form of insurance every year, but few people know really what it is and how it can be defined. If you know what is included, and what is not you will be able to make the most of your protection, and get reimbursed fairly. There are 4 main categories...

Whether you’re buying clothing or shopping for car insurance, you always want to get the best value for your money. So, what’s the secret to finding reliable, affordable car insurance? Shop around for the best deal. Get several car insurance quotes from different insurance companies before you buy or renew your policy. Insurance companies vary, so you could get a better deal somewhere else. Don’t be afraid to switch. You can switch insurance companies whenever you want, even if it’s in the middle...

Insurance is designed to protect a person and the family from disasters and financial burdens. There are many kinds of insurance of which, the basic and most important is considered to be life insurance. It provides for the dependants after your death. Since there are certain financial commitments you need to meet throughout life and do contribute in some way to the family income, you need to provide something even in death—to secure the home, help the family meet expenses for a while, protect...

Most of the Older Americans put their money and their trust in FDIC-insured bank accounts because they want peace of mind about the savings they've worked so hard over the years to accumulate. Here are a few things senior citizens should know and remember about FDIC insurance. 1. The basic insurance limit is $100,000 per depositor per insured bank. If you or your family has $100,000 or less in all of your deposit accounts at the same insured bank, you don't need to worry about your insurance coverage....